How we paid off $16,000 of debt in 4 months
2016 goals / Debt / Personal Finance

How we paid off $16,000 of debt in 4 months

How we accumulated $16,000 worth of debt There were two major components to our debt. The first, which was the major focus for us, was our Home Equity Line of Credit (HELOC). We started off the year with a balance of $14,777.04, which was an accumulation and result of: Me not having worked for about…

How we paid off $16,000 of debt in 4 months was originally published on Unchained 55

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Net Worth Statement – May 31, 2016
Net Worth / Personal Finance

Net Worth Statement – May 31, 2016

(Oops, this post is a little late – thank you first trimester pregnancy! Also, is it just me, or are jellyfish the most hypnotically beautiful creatures ever?!) Ever since we learned of my pregnancy, our progress with our debt repayment has slowed way down, mostly because I’ve stopped working any overtime. The exhaustion is real my friends (and… … Continue reading

Net Worth Statement – April 30, 2016
Net Worth / Personal Finance

Net Worth Statement – April 30, 2016

I’m so pleased with our progress this month! Our Net Worth for April is $506,607.53, an increase of $8,366.63 since the March Net Worth Statement ($498,303.90). This is an even bigger increase than what we achieved last month ($5,779.72). Related: Net Worth Updates The biggest contributing factor was the big huge decrease in our Home Equity Line of…

Net Worth Statement – April 30, 2016 was originally published on Unchained 55

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Oh hey there, 4-digit debt!
Debt

Oh hey there, 4-digit debt!

You know that feeling when you’ve got a goal and achieving it becomes your bane of existence and you’re way ahead of target? Yup, that’s how I’m feeling right about now, and it’s a awesome feeling! Nothing short of I-can-conquer-the-world type stuff. All the overtime Mr. Unchained has been putting in has paid off in the form of higher paychecks.… … Continue reading

Why Tunnel Vision isn’t always a bad thing
Goals / Personal Finance

Why Tunnel Vision isn’t always a bad thing

The importance of goal-setting You probably already know that setting goals, especially SMART ones, is incredibly important to achieving success. You also probably already know that writing your goals down increases your chances of success, and that sharing your goals with someone else further boosts your chances. But why does setting a goal increase your chances… … Continue reading

Finally paying off our debt – Feb 26 Progress Update
Debt / Personal Finance

Finally paying off our debt – Feb 26 Progress Update

2016 Pay Day # 9 Even though my body’s been feeling exhausted, I bounced out of bed this morning. It was, after all, Friday morning, which meant Pay Day in the Unchained household. Most importantly, however, this was going to be the paycheck we could finally started paying down our debt. This is our most important goal of… … Continue reading